Mark was smoking his cigar outside the door of his house when he saw a man, a stranger, approaching him. Suddenly he ceased to be visible! Mark, who had long desired to see a ghost, rushed into his house to record the phenomenon. There, seate... Read more of Mark Twain's Story at Scary Stories.caInformational Site Network Informational

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A draft is sometimes the most convenient form for collecting an account.
The prevalence of the custom is due to the fact that most men will wait
to be asked to pay a debt. If a draft is a time draft it is accepted by
the person on whom it is drawn by writing his name and date across the
face. This makes it practically a note, to be paid at maturity.

Notes or drafts that you desire to have collected for you by your bank
should be left at the bank several days before they are due, so as to
give ample time to notify the payers.

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